חשבון המילואים בתלוש בישראל: כל מעסיק מחשב מחדש מטופס 101.

02Who solves this today

Two Israeli professional-services providers whose own public surface explicitly markets miluim / reservist-payroll handling for employers — the closest existing answer to the January-2026 two-front change. The wider Israeli payroll-software market (Hilan, Michpal, Malam, Synel, Niloosoft) has not yet productised a public miluim-credit-point feature on its homepages, which is precisely the wedge in the third TL;DR bullet. Each entry was checked live on the date of writing. The list is intentionally narrow.

Listed providers publicly market to the Israeli miluim-payroll / reservist-credit-point niche on their own service pages. Inclusion is not endorsement. Adjacent vendors and platforms were considered and excluded where their public homepage did not explicitly name the niche at the date of writing — Hilan (hilan.co.il/en) returned HTTP 200 but its English homepage marketed payroll, time-and-attendance, pension, HR and analytics with no miluim or reservist-credit-point product surfaced, so it was dropped; Michpal (michpal.co.il) returned HTTP 200 but markets payroll, pension, attendance and HR-portal products with no miluim handling surfaced at homepage level, so it was dropped; Malam-Team (malam-team.com) returned HTTP 200 but the page body fetched empty (likely client-side rendering) and no miluim positioning could be confirmed at homepage level, so it was dropped pending re-check; Synel (synel.co.il) returned HTTP 200 but the page body fetched empty and no miluim handling could be confirmed, so it was dropped pending re-check; Shaklarim (shaklarim.co.il) returned ECONNREFUSED on probe, so it was dropped pending re-check; Papaya Global (papayaglobal.com) returned HTTP 403 (anti-bot wall) and could not be verified, so it was dropped; Deel (deel.com) returned HTTP 200 but the homepage markets a global EOR / payroll platform with no Israel-specific miluim positioning surfaced, so it was dropped; Remote.com's Israel reservist support article (support.remote.com/...) returned HTTP 403, so it was dropped; CWS Israel's services page (cwsisrael.com/services/) was reviewed for service-marketing language and returned only a generic "Bituach Leumi adherence" line — the cwsisrael.com/israeli-tax-changes-2026-complete-guide/ page is the live URL where the reserve-duty administration line is explicitly marketed, so that URL is listed instead. CWS Israel's labour-law-changes 2026 guide and the Globes / Metaintro pieces are referenced in section 01 as practitioner / press citations rather than listed as solution providers. The narrowness of the list — one EOR-style services firm and one open-source AI skill against an Israeli payroll-software market that does not yet productise the miluim credit-point handling — is itself the structural opening: today the recipient-side automation lives inside contingent-workforce retainers and informational guides, not inside a productised SaaS sized for the bakery, garage, dental clinic or marketing agency running its own payroll for three to thirty staff.